At First Fidelity Bank, we are looking for talented, enthusiastic team members with a passion for service excellence. Our employees are critical to our overall success. We invest in our employees by providing excellent training and development, as well as advancement opportunities. We offer our employees a family environment, great benefits, competitive pay and paid time off for work/life balance. We are dedicated to giving back to the communities we serve, and we encourage our employees to participate in charitable giving and volunteer opportunities. One of our Core Values is to provide a caring place to work where people truly enjoy coming to work each day. Colleagues of First Fidelity Bank take pride in working here, make lasting friendships and have fun!
SUMMARY
Supports Commercial and Retail Banking Teams through timely and accurate preparation of commercial, real estate, and consumer loan documents, both simple and complex. Has thorough understanding of most types of loans and other related requirements and can independently act to meet those requirements. Gathers, compiles, and evaluates information, as well as obtains documents necessary for timely completion of a loan. Works under minimal supervision while supporting the Commercial and Retail Banking functions. Has a thorough understanding of regulatory requirements and legal requirements for all bank markets.
PRIMARY DUTIES/RESPONSIBILITIES:
This list includes the current primary responsibilities of this position. It is not intended to be all-inclusive and is subject to change, as needed, for the purpose of operational efficiency.
- Represents the bank in a positive, courteous, friendly, and professional manner, including telephone, email, and other methods of communicating.
- Gathers, and evaluates information from loan clients, title companies, and other parties, such as tax returns, collateral information, financial documents, etc.
- Responsible for creating commercial, real estate, and consumer loan promissory notes, loan agreements and all other types of documents in accordance with the terms and conditions of credit policy and approval and in compliance with local, state, and federal regulatory requirements.
- Responsible for security of loan documents, including the perfection of the Bank’s interest in collateral and protection of documents which represent the Bank’s security interest (i.e. security agreements, recorded deeds, vehicle titles, UCC-1 forms, etc.)
- Responsible for ensuring that loan document packages are complete and ready for funding and boarding including coordination with title and/or escrow companies for closing.
- Responsible for meeting service level guarantees for provision of loan documents based on scheduled loan closings.
- Communicates and coordinates with bank colleagues to collect additional information needed to prepare loan documents.
- Responsible for timely and accurate booking and funding of loans.
- Responsible for scanning and indexing all loan document types to the Bank’s imaging system.
- Performs a pre- and post-documentation review of loan documentation.
- Responsible for requesting title work, appraisals, and flood determinations for real estate secured loans
- Responsible for requesting new credit card requests as well as increases to credit cards for consumer and commercial clients.
Prepares general correspondence and all types of commercial, real estate, and consumer loan documents
- Responsible for payment of loan related invoices.
- Completes special projects as assigned by Loan Operations Management.
- Performs other related duties as assigned.
