Lead Pricing Actuary - F&I

Excela Protect is a high-velocity finance & insurance (F&I) provider in the automotive industry. We’re hiring a Lead Pricing Actuary to own pricing performance and monthly reserve analysis across Vehicle Service Contracts (VSC), GAP, PPM, and other protection products.

Are you an applied pricing scientist who turns statistical signals into business outcomes? Join Excela Protect’s underwriting team and own pricing performance end-to-end. Design and implement data-driven pricing strategies that balance profitability and market competitiveness; run disciplined price experiments; and make smart product and eligibility calls that raise penetration while keeping loss ratios tight. You will own reserves across our entire portfolio (new and in-force), from setting monthly reserve indications to adjusting reserves when risk signals warrant. You’ll diagnose cohort performance, re-rate decisively, and partner with Operations to push changes cleanly to production.

Remote eligibility: Fully remote within AZ, CO, LA, MI, OH, SC, or TX (must reside in one of these states)

What do we offer?

• Collaborative, customer-centric environment
• Compensation: Market-competitive base salary with annual performance bonus
• Remote: Must be based in AZ, CO, LA, MI, OH, SC, or TX
• Medical, Dental, Vision, and Life Insurance
• 401(k)
• Paid Vacation/Holidays
• Paid training & employee development

• Who are we looking for?

• Accomplished leader with a track record of managing rate cards, factor tables, re-rates, and eligibility decisions.
• Proven ability to lead cross-functional initiatives with Operations, IT, Finance, and Product teams.
• Clear communicator who can present reserve/pricing rationale to internal stakeholders and clients.

• Qualifications

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or related field.
• Experience: 3–7 years in pricing and/or reserving within F&I, warranty administration, or adjacent P&C lines with direct ownership of rate cards/factor tables and reserve indications.
• Actuarial track: ACAS preferred; near-ACAS considered (e.g., 2–4 CAS exams) with demonstrated pricing/reserving ownership.
• Domain experience with Vehicle Service Contracts (VSC), GAP, PPM or similar auto protection products preferred.
• Tools: Excel (advanced: Power Query/Power Pivot) and SQL required; Power BI/Tableau preferred; Python/R a plus.
• We value scope and outcomes over years. If you’ve owned pricing and reserve indications for a comparable book, we want to hear from you.

• Are you ready to work in a rewarding, and high-energy environment? Come take the next step of your career with Excela Protect! 

  We are an equal opportunity employer and prohibit discrimination/harassment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.