Community of Resources (COR) is a division of Merchants and Marine Bank, proudly serving the communities along the Gulf Coast since 1899. At COR, we are the heartbeat of our family of brands. We provide operational, information technology, and risk mitigation services to our brands within the Merchants & Marine Bancorp ecosystem, a well-established holding company with a staff of approximately 300 employees. We are committed to providing exceptional banking services for our customers and fostering a positive work environment for our employees.

Why Work for Us

• Medical, Vision and Dental Insurance
• 401-K Plan
• 11 Paid Holidays
• Personal Paid Time Off
• Term Life, AD&D and Disability Insurance
• Student Loan and Tuition Assistance
• Fitness Center Reimbursement

Job Purpose

Prepares loan documentation for consumer, small business or commercial purpose loan, in a multi-state environment.

Essential Functions and Responsibilities

• Analyzes loan requests for loans of various complexity and prepares documentation in compliance with bank policy, federal and state regulations.
• Reviews application/approval for completeness, accuracy, and proper approval
• Produces documentation for loan types including consumer, small business, non-real estate commercial loans.
• When applicable, uploads information from Decision Pro to Laser Pro and reviews for correctness/completeness
• Ensures all required documentation is prepared to properly perfect the bank’s lien and that all documentation requirements are met, to include titles, UCC’s.
• Coordinates with outside vendors, attorney, etc. as necessary to obtain documentation.
• Communicates to lender any issues affecting loan closing; identifies any legal, documentation or policy deficiencies and assists in correction of issues impacting closing.
•  Emphasis on providing outstanding customer service.
• Identifies “critical” exceptions in closed package.
• Monitors own work to ensure quality.
• Ensures loan packages are produced timely, accurately and within accepted service levels.
• Partner with all operational and client facing employees to resolve loan account related issues and ensure compliance with established bank policy.
• Provide ongoing processing support for the Bank’s various technology options.
• Demonstrate professional behavior that supports team efforts and enhances team behavior, performance and productivity.
• All other duties and responsibilities as assigned to support the Bank’s mission and strategic objectives.

Qualifications

• High school diploma or GED; Associate Degree in Business or a related field preferred
• 1 + years loan-processing experience with Consumer or Small Business loan documentation preferred.
• Knowledge of related Banking and Lending regulations
• Exhibits strong verbal and written communication skills.
• Ability to communicate with a variety of audiences, to include multiple levels of management.
• Possesses strong interpersonal and customer service skills and the ability to work well across teams.
• Self-starter with strong organizational skills
• Ability to multitask and prioritize workload in a fast-paced environment.
• Possesses analytical, problem solving and conceptual skills.
• Ability to formulate conclusions and recommend course of action based on analysis.
• Loan documentation knowledge of consumer and small business loans.
• Knowledge of loan policy and procedure
• Knowledge of federal compliance laws and those in the applicable states
• Ability to work independently with little supervision.
• Ability to manage several projects simultaneously.
• Ability to make decisions independently.

Working Conditions

• Ability to work under stress and meet deadlines.
• Ability to operate a keyboard if required to perform the essential job functions.
• Ability to read and interpret a document if required to perform the essential job functions.
• Ability to travel if required to perform the essential job functions.

Physical Requirements

• Ability to sit at a computer monitor for extended periods of time.
• Ability to perform repetitive finger, hand, and arm movements.
• Ability to lift up to 15lbs.
• Ability to effectively discern information and formulate appropriate action.
• Ability to reach, squat, bend, and manually manipulate standard office equipment.
• Ability to drive to various locations.
• Ability to think critically and provide appropriate solutions.