SBA Loan Facilitator

A GREAT PLACE TO WORK AND BANK

Join our team! 1st Security Bank team members deliver service that "WOWs" each other and our customers. We value relationships, teamwork, community, and professional growth in a safe, friendly, and progressive workplace. We celebrate diversity and support equality for all. If you share these core values and are committed to career excellence, let us help you reach your dreams!

If you are the type of individual that would enjoy working at one of the Puget Sound's Best Places to Work for 9 years in a row and focuses on providing an exceptional client experience, then 1st Security Bank is the place for you. 1st Security Bank was named a bronze medal winner in its class in the Puget Sound Business Journal's Best Workplaces contest in its first year nominated and is also consistently rated a 5 star Bank in Washington State by Bauer Financial, an independent bank rating firm.

POSITION SUMMARY: 

Responsible for facilitating Small Business Administration (SBA) and other Government Guaranteed Lending activities, as well as managing the SBA loan portfolio in collaboration with commercial lenders. This role requires ongoing education and adherence to SBA Standard Operating Procedures while promoting a customer-centric, service-oriented culture.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:

• Serve as the primary point of contact for SBA loan inquiries from internal employees and external customers.

• Act as a liaison between the Bank’s lending teams, branch network, and commercial loan operations regarding SBA and other Government Guaranteed Lending programs.

• Assist in managing the SBA loan portfolio to ensure compliance and maintain credit quality.

• Drive the SBA 7(a) loan application and underwriting processes across Commercial Lending platforms.

• Lead SBA outreach and training initiatives across the Bank to enhance understanding and utilization of SBA loan programs.

• Represent the Bank at SBA and community events to strengthen community outreach and promote lending opportunities.

• Provide financial guidance to customers, identifying appropriate banking products and services. Recommend external financial solutions when necessary.

• Facilitate virtual and in-person SBA loan closings as needed.

• Perform additional duties as assigned.

BENEFITS AND PERKS

• Full medical, dental, and vision coverage for individual or family plan.

• Life insurance.

• Long-term disability insurance.

• 401K matching program.

• Paid sick and vacation time.

OUR CORE VALUES

• Relationship Driven - we strive to "WOW" (surprise, excite and delight) each other and our customers.

• Ethical - fair, honest and act with integrity.

• Lead by Example - maintain a positive attitude, show respect for others, and have some fun!

• Accountable - we take our responsibilities seriously and we meet our commitments with urgency.

• Team Player - dependable, enthusiastic contributor to team success and to the greater good of the bank.

• Embrace Dreams - we encourage each other to reach for our dreams.

• Diversity - we celebrate diversity and support equality for all.

• Community Oriented - we actively support our communities and the Bank's CRA initiatives.

• Open and Honest Communication - always professional, responsive, and timely.

EDUCATION and/or EXPERIENCE

• Bachelors degree in business, finance or related preferred.
• Knowledge of SBA Standard Operating Procedures and experience with SBA lending and regulations preferred.
• Minimum of five (5) years of experience in banking or financial services.
• Strong presentation skills, with the ability to communicate effectively in both individual and group settings.
• Basic knowledge of all applicable regulations that pertain to this position.
• Ability to collaborate with internal and external stakeholders across 1SB’s Lending Divisions.
• Capable of structuring credit proposals that effectively mitigate risk in alignment with prudent lending practices.

COMPUTER SKILLS

To perform this job successfully, an individual should be skilled in Microsoft Office Products, with the ability to learn banking software.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• The employee will primarily operate in a general office environment, using office equipment such as a phone and a computer. 
• The noise level in the work environment is usually quiet to moderate as compared to a private office with light foot traffic and office equipment.  The employee must be able and willing to interact frequently with the general public.