Home Lending Loan Officer
Job Details
Experienced
Mountlake Terrace - Mountlake Terrace, WA
N/A
Full Time
High School
Undisclosed
Undisclosed
Day
Banking
Description

Examines, evaluates, and recommends approvals of customer applications related to home lending.  Works in the communities served by 1st Security Bank of Washington by building partnerships with realtors, builders, title companies, insurance companies, and other entities tied to home lending.  Provides the main point of contact for customers during the lending process.

  • Duties and Responsibilities:
  • Reviews, processes, close, and administer loan proposals.
  • Required in person or phone interviews with applicants and requests specific information for loan applications.
  • Responsible for ensuring a strong customer experience with 1st Security Bank of Washington.  This includes providing timely, regular, and accurate data to customers prior to, during, and post loan application/closing.
  • Analyzes applicant’s financial status, credit, and property evaluation to determine feasibility of loan activity and helps client’s fully complete applications that can be moved through the origination process.
  • Corresponds with or interviews applicants to resolve questions related to home lending activities at 1st Security Bank.
  • Inputs loan application information into the LOS and ensures data is complete, accurate, and within policy required guidelines.
  • Responsible for rate locks, issuance of disclosures in a timely manner, appropriate fee collection, and pricing parameters related to customer loans.
  • Works with underwriting when required in regards to questions associated with any specific loan file or process.
  • Coordinates closings with Escrow Company.
  • Other duties as assigned.
Qualifications

Required knowledge and skills:

High School Diploma or GED required.

Bachelor’s degree in accounting, finance, or other related areas preferred

 

 

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