Credit Analyst

PRIMARY FUNCTION:

Evaluates commercial and personal financial information in order to assess creditworthiness of loan applicants. Prepares summaries, presents facts, and participates in loan committee or other discussions related to credit decisions.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Gather, spread, and analyze customer financial information, including but not limited to financial statements, tax returns, business plans, credit reports, industry data, etc.;
• Prepare loan committee presentations;
• Determine compliance with bank’s loan policies;
• Advise loan committee regarding customer financial information;
• Prepare monthly board and management reports, or other projects as assigned;
• Portfolio monitoring and management activities as assigned.
• Accompany lenders on customer calls or inspections.

KNOWLEDGE AND EXPERIENCE REQUIRED

EDUCATION:

Bachelor’s Degree in Accounting, Business, Economics, or Finance required

RELATED WORK EXPERIENCE:

• Related banking or analytical experience is preferred.
• Spreadsheet and word processing proficiency.
• Excellent mathematical and analytical ability.
• Strong interpersonal, organization, communications, and customer relations skills.

Legend Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Member FDIC