Indirect Lending Buyer

Pioneer FCU offers a complete benefits package to all team members that includes, but not limited to:

• An excellent compensation package starting at $22.85 per hour + Incentives
• An 8% Employer Matching dollar-for-dollar 401(k) program after Year One
• Health, dental and vision insurance
  • Pioneer pays a minimum of 80% of the premiums for team members AND their dependents
• Twelve (12) paid holidays including day after Thanksgiving for Team Member Appreciation Day
• Accrue up to 16 days of Paid Time Off in year one, plus Birthday and Work Anniversary day off
  • PTO accrual increases with Pioneer seniority
• Up to $300 in Interest-free Wardrobe Salary Advance available on Day One!
• Up to $2,000 in Interest-free Technology Salary Advance
• Up to $1,000 Interest-free Wellness Advance to purchase gym membership, Peloton, or any exercise equipment
• Up to $2,300 in Tuition reimbursement per semester
• Childcare reimbursement up to $100 per child per month
• So much more!

As a progressive financial institution, we are seeking a dynamic individual to fulfill the role of Indirect Lending Buyer to play a pivotal role in driving our auto loan growth.  This position is based out of our Boise OR Mountain Home offices.  The ideal candidate will be required to visit vendors periodically from Ontario, OR to Twin Falls, ID area. The Indirect Lending Buyer is responsible for increasing Pioneer's indirect auto loan sales through the management of relationships with both local and remote auto dealers, making loan decisions and negotiating terms and dealer compensation consistent with the policies and goals of Pioneer.

Responsibilities Include:

• Work to achieve loan volume and quality goals by making loan decisions consistent with the policies, procedures and standards of Pioneer and regulatory requirements.
• Manage dealer relationships through regular visits, representing Pioneer in a courteous, confident and professional manner at all times.
• Support and motivate dealers to build a pipeline of quality loan submissions through regular contact and negotiation of terms and rates consistent with the needs of the dealers and the goals and objectives of Pioneer.
• Closely monitor dealer activity reports (applications, funded loans, charge backs, charge offs, etc.) and communicate findings to dealers to ensure mutually beneficial relationships are promoted.
• Work closely with management to monitor and achieve department goals and objectives, and to identify additional opportunities for growth.
• Communicate regularly with direct loan underwriters and branch staff to promote the value of the indirect program to Pioneer and assist them with identifying cross sell opportunities created by indirect member relationships
• Be available to accommodate the business needs of our dealer partners and ensure superior customer service at all times
• Perform other job related duties as assigned

Experience: Minimum of three years of similar or related experience.

Education: A high school education or GED

Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating, influencing or training others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and /or sell ideas or services to others.

Other Skills: At least one year of advanced underwriting experience in indirect loans. Experience in sales and negotiation of dealer contracts. Valid driver's license with a good driving record is required.

Physical Requirements: Very light physical effort. Typical of most office jobs. Work in comfortable positions.

Work Environment: Normal light, heat, air, and space in work environment. Travel within our market area is required.