Job Summary:
The Senior Fraud Analyst is responsible for identifying, analyzing, and mitigating internal and external risks to protect the organization’s assets, operations, reputation, and compliance posture. This role plays a critical part in developing and executing risk management strategies and conducting risk assessments across merchants and portfolio.
Key Responsibilities:
•Monitor, analyze, and detect fraudulent activities within the EMS portfolio.
•Monitor key risk indicators (KRIs) and produce regular risk reports for senior leadership.
•Collaborate with senior leadership to mitigate risks and ensure policy alignment.
•Participate in or lead investigations into merchants and portfolio risk events or near-misses.
•Support risk governance and help prepare materials for risk committees and board reporting.
•Train and mentor junior fraud analysts to build a strong fraud detection and prevention team.
•Stay current with industry trends, regulations, and emerging risks.
Qualifications:
Education & Experience:
•5–8 years of experience in fraud analysis within the payments or financial services industry.
Skills:
•Strong analytical and problem-solving skills.
•Strong understanding of payment processing systems and fraud types (e.g., account take over, chargebacks, synthetic identity, phishing)
•Familiarity with fraud management platforms (e.g., Aperia, Fraud.net, or proprietary tools).Excellent communication skills.
