To apply for this position, go to our website Ohnward Bancshares, Inc.
www.ohnward.com
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POSITION SUMMARY
This position is responsible for providing guidance and professional support to lenders and the loan team including on-going responsibility for portfolio maintenance, monitoring documentation and credit approval, ensuring compliance with regulatory requirements, and the preparation of loan documentation in advance of loan closings.
KEY ORGANIZATIONAL RELATIONSHIPS
- Reports to Loan Department Manager or Officer
- Works closely with loan team, various bank departments, and professional service providers.
DUTIES AND RESPONSBILITIES
Essential Duties and Responsibilities
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Review loan applications for completeness and compliance with regulations, policies, and procedures.
- Works closely with Lenders and Officers during the preparation and finalization of loan documents.
- Maintains the data integrity of the system, to ensure that loans are boarded and funded in accordance with both the Bank’s approval and loan documentation.
- Communicates with professional service providers, (i.e.: appraisers, attorney’s abstracters, realtors, insurance agents, etc.), to obtain all documentation necessary for preparing loan closing packages and post-closing documentation to complete customer files.
- Follows up to verify and document bank’s collateral position after closing by obtaining final titles opinions or certificates of title, UCC searches, vehicle titles, etc.
- Scan, organize and maintain documentation in the Bank’s document imaging system and maintain loan/credit files for loan customers or put in scan docs for loan processing.
- Ability to apply critical reasoning and decision making when questions arise.
- Enter real estate loans and home equity in Laser Pro and prepare initial documents in accordance with TRID regulations.
- Prepare closing documents and deed of trust/ mortgage documents.
- Create client folder on Teams of all necessary documents for compliance and funding. Move to scan docs at closing.
- Run flood search and or title research or in-house loans.
- Order appraisals as appropriate.
- Performs other duties as assigned.
SKILLS AND ABILITIES
To perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.
- Strong ethical conduct and sound judgment.
- Possess an eye for detail and demonstrate accuracy and thoroughness.
- Excellent math and basic accounting skills.
- Strong skills in documentation and organization.
- Ability to work in a fast-paced environment.
- Ability to interact effectively with others to resolve problems.
- Ability to develop a strong working knowledge of bank regulations.
- Strong computer skills.
- Project management abilities, with good written and oral communication skills.
EDUCATION AND EXPERIENCE
- High school diploma or equivalent.
- Associate Arts Degree; or two years’ experience and/or training; or equivalent combination of education and experience preferred.
BENEFITS
Stakeholder Bonus
Health Insurance
Dental Insurance
Retirement Plan (401k) 3% Safe Harbor Contribution + Discretionary Contribution
10 Observed Holidays
PTO
Group Term Life provided
Short Term Disability - 100% provided by company
Long Term Disability
Maternity/Paternity Leave 100% of pay
Community Involvement
Pay-It-Ohnward Company Giving Program
Grilling for Charity Community Donations
Thank God Its Monday (TGIM) Company Event
Equal Opportunity Employer
