Underwriter I
Job Details
4 Year Degree
About Us & Who We're Looking For

Do you like to move fast?

Do you take pride in your work?

Are you a self-starter and goal-oriented?

Do you like a collaborative and innovative culture?

If you answered “yes” to all of these questions...WE WANT YOU!

On Q Financial is one of the TOP mortgage lenders in the U.S. We Are…MORTGAGES SIMPLIFIED. We have 400+ employees nationwide with over 65 branches! On Q is looking for a unique individual who possesses excellent interpersonal and communication skills, has the ability to work in a fast-paced, high volume environment, has good decision-making skills, and has knowledge and experience in the mortgage banking industry! Is this you?


Qualifications & What's In It For You


  • Examine loan documentation for accuracy and completeness, while working with Mortgage Consultant and/or production staff to secure all required documents.
  • Review and verify income, employment and credit history of applicant, requesting additional information as needed.
  • Scrutinize accounts from which applicant’s funds originate.
  • Review property appraisal to see if property valued correctly to warrant the loan amount requested.
  • Underwrite and apply needed conditions to mortgage applications to assure borrower meets program/ products specifications.
  • Communicate status and decisions (approval, suspense, denial) to the appropriate individuals in accordance with company SLA’s.



Education & Experience

  • College graduate with business/finance major preferred.
  • Minimum of 2 years’ recent experience underwriting residential mortgage loans.
  • Experience with Encompass a plus.

Knowledge, Skills and/or Abilities: 

  • Must have thorough understanding of underwriting guidelines and ability to evaluate loan risk.
  • Proficiency in underwriting complex personal/business tax returns and financial statements.
  • Thorough knowledge of MI policies.
  • Strong understanding of various documentation types and loan programs.
  • Must have strong analytical skills, including math and auditing.
  • Good decision-making skills, backed by relevant details and research.
  • Proficiency with Word and Excel or similar software packages.

Icing on the Cake:

  • Excellent interpersonal and communication skills, oral and written, with a focus on good customer service.
  • Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.
  • Ability to work independently and be a self-starter, producing results in a timely manner.
  • Must be a team player.



  • Competitive base salary.
  • Opportunity to work remotely.
  • Comprehensive benefits package including: Medical, Dental & Vision.
  • Supplementary benefits: Voluntary Life, AD&D, LTD & STD.
  • Company-Sponsored Life, AD&D and LTD.
  • 401(K) Plans.
  • 15 days PTO (to start) & Observed Paid Holidays.
  • Diverse and inclusive atmosphere.
  • Work-life balance.


We live and breathe our core values: Support, Collaboration, Innovation, Fast-Paced & Pride! Our success over the past decade is largely due to our vision to hire the BEST people in the industry. Is that you? If so, JOIN OUR TEAM!


On Q Financial, Inc. is an Equal Opportunity Employer committed to excellence through diversity. We strongly encourage people of color, lesbian, gay, bisexual, transgender, non-binary, veterans & individuals with disabilities to apply. Diversity and inclusion are vital to fulfilling our Mission to simplify the mortgage process to make the dream of home ownership a reality—for everyone.


Our Multicultural platforms are disrupting the industry which is only made possible by our diverse, unique, and inclusive family.  THE DREAM IS INCLUSIVE!