Mortgage Loan Assistant
Job Details
Summary Description

This position is primarily responsible for assisting in the origination and closing of mortgage loans. May be required to meet with clients or potential clients when necessary and completes duties in the office as needed by the mortgage team.

Essential Duties and Responsibilities include the following: (Other duties may be assigned) 

  • Cross sells Great Plains Bank products and services to borrowers and other customers.
  • Works with assigned bank personnel to promote GPB in assigned markets.
  • Assists clients with complete loan applications; analyzes and pre-qualifies applicant information to determine viability of the client's desired loan program.
  • Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower's statements and loan application.
  • Assists in the determination of the correct loan options for the borrower based upon the applicant's present situation, future plans, and preferred loan product.
  • Assists in the submission of the loan applications, preliminary income verification documents, preliminary asset verification documents, loan disclosures, any required credit explanation letters and executed application forms to processing.
  • Meets minimum expectations for Great Plains best practices and production standards.
  • Attends production meetings as necessary.
  • Provides exceptional customer service, maintains high ethical standards, and insures compliance with every borrower. 
Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience: High school diploma or general education degree (GED); prefer one year experience in mortgage lending environment.

Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Skills: Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.  Ability to write routine reports and correspondence.  Ability to speak effectively before groups of customers or employees of organization. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.  Ability to compute rate, ratio, and percent. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.

Physical Demands: This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.

All employees are required to attend training as required by GPB, as well as support the overall compliance program by complying with all laws, policies and procedures.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or location protected class.

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