Mortgage Consultant II
Job Details
High School
About Us & Who We're Looking For

Do you like to move fast?

Do you take pride in your work?

Are you a self-starter and goal-oriented?

Do you like a collaborative and innovative culture?

If you answered “yes” to all of these questions...WE WANT YOU!


On Q Financial is one of the TOP mortgage lenders in the U.S. We Are…MORTGAGES SIMPLIFIED. We have 400+ employees nationwide with over 65 branches! We are looking for a unique individual who possesses excellent interpersonal and communication skills, has the ability to work in a fast-paced, high volume environment, has good decision-making skills, and has knowledge and experience in the mortgage banking industry! Is this you?

 

Qualifications & What's In It For You

WHAT YOU'LL DO HERE

  • Meet and maintain all licensing requirements including continuing education.
  • Interview and pre-qualify prospective borrowers.
  • Originate mortgage loans in compliance with On Q requirements and federal and local regulations.
  • Work with customers by providing best loan solution for each customer, providing continual updates and advice throughout process.
  • Analyze detailed financial and credit data, matching customer needs with appropriate loan program and level of risk.
  • Negotiate terms and conditions of loans with customers.
  • Develop and maintain referral relationships with realtors, developers, builders, community/network sources and other referrals. 
  • Spend significant time outside of office in business development and consultation activities with borrowers, builders, realtors and other business channel associates.
  • Comply with all disclosure requirements and time frames.

 

WHY YOU'LL LOVE WORKING HERE

  • High school diploma or equivalent.
  • At least 3 years of origination experience with residential mortgage banking.
  • Have an established, consistent source of referral-based business from realtors, builders, attorneys, financial professionals and other sources.
  • Proven current experience funding conforming and FHA loans.
  • Focus on customer service and relationships with all clients.
  • Ability to thoroughly comprehend underwriting guidelines, as well as programs, policies and procedures.
  • Thorough understanding of real estate appraisals, title reports and real estate transactions; ability to interpret documents and reports.
  • Willingness to work weekends and evenings with builders and developers.
  • Highly motivated, professional, desire to be the best.
  • Must be knowledgeable about and stay in compliance with all applicable laws and regulations.
  • Must be NMLS Certified. 
  • SAFE registration required at time of employment. 
  • Must meet Consumer Financial Protection Bureau loan originator qualification requirements starting January 1, 2014. 

 

WHY YOU'LL LOVE WORKING HERE

  • Competitive base salary.
  • Opportunity for remote work.
  • Comprehensive benefits package including: Medical, Dental & Vision.
  • Supplementary benefits: Voluntary Life, AD&D, LTD & STD.
  • Company-Sponsored Life, AD&D and LTD.
  • 401(K) Plans.
  • Observed Paid Holidays.
  • Diverse and inclusive atmosphere.

 

We live and breathe our core values: Support, Collaboration, Innovation, Fast-Paced & Pride! Our success over the past decade is largely due to our vision to hire the BEST people in the industry. Is that you? If so, JOIN OUR TEAM!

 

On Q Financial, Inc. is an Equal Opportunity Employer committed to excellence through diversity. We strongly encourage people of color, lesbian, gay, bisexual, transgender, non-binary, veterans & individuals with disabilities to apply. Diversity and inclusion are vital to fulfilling our Mission to simplify the mortgage process to make the dream of home ownership a reality—for everyone.

Our Multicultural platforms are disrupting the industry which is only made possible by our diverse, unique, and inclusive family.  THE DREAM IS INCLUSIVE!

Apply