Mortgage Consultant II
Job Details
High School
About Us & Who We're Looking For

Do you like to move fast?

Do you take pride in your work?

Are you a self-starter and goal-oriented?

Do you like a collaborative and innovative culture?

If you answered “yes” to all of these questions...WE WANT YOU!


On Q Financial is one of the TOP mortgage lenders in the U.S. We Are…MORTGAGES SIMPLIFIED. We have 400+ employees nationwide with over 65 branches! We are looking for a unique individual who possesses excellent interpersonal and communication skills, has the ability to work in a fast-paced, high volume environment, has good decision-making skills, and has knowledge and experience in the mortgage banking industry! Is this you?

 

Qualifications & What's In It For You

WHAT YOU'LL DO HERE

  • Meet and maintain all licensing requirements including continuing education.
  • Interview and pre-qualify prospective borrowers.
  • Originate mortgage loans in compliance with On Q requirements and federal and local regulations.
  • Work with customers by providing best loan solution for each customer, providing continual updates and advice throughout process.
  • Analyze detailed financial and credit data, matching customer needs with appropriate loan program and level of risk.
  • Negotiate terms and conditions of loans with customers.
  • Develop and maintain referral relationships with realtors, developers, builders, community/network sources and other referrals. 
  • Spend significant time outside of office in business development and consultation activities with borrowers, builders, realtors and other business channel associates.
  • Comply with all disclosure requirements and time frames.

 

WHY YOU'LL LOVE WORKING HERE

  • High school diploma or equivalent.
  • At least 3 years of origination experience with residential mortgage banking.
  • Have an established, consistent source of referral-based business from realtors, builders, attorneys, financial professionals and other sources.
  • Proven current experience funding conforming and FHA loans.
  • Focus on customer service and relationships with all clients.
  • Ability to thoroughly comprehend underwriting guidelines, as well as programs, policies and procedures.
  • Thorough understanding of real estate appraisals, title reports and real estate transactions; ability to interpret documents and reports.
  • Willingness to work weekends and evenings with builders and developers.
  • Highly motivated, professional, desire to be the best.
  • Must be knowledgeable about and stay in compliance with all applicable laws and regulations.
  • Must be NMLS Certified. 
  • SAFE registration required at time of employment. 
  • Must meet Consumer Financial Protection Bureau loan originator qualification requirements starting January 1, 2014. 

 

WHY YOU'LL LOVE WORKING HERE

  • Competitive base salary.
  • Opportunity for remote work.
  • Comprehensive benefits package including: Medical, Dental & Vision.
  • Supplementary benefits: Voluntary Life, AD&D, LTD & STD.
  • Company-Sponsored Life, AD&D and LTD.
  • 401(K) Plans.
  • Observed Paid Holidays.
  • Diverse and inclusive atmosphere.

 

We live and breathe our core values: Support, Collaboration, Innovation, Fast-Paced & Pride! Our success over the past decade is largely due to our vision to hire the BEST people in the industry. Is that you? If so, JOIN OUR TEAM!

 

On Q Financial, Inc. is an Equal Opportunity Employer committed to excellence through diversity. We strongly encourage people of color, lesbian, gay, bisexual, transgender, non-binary, veterans & individuals with disabilities to apply. Diversity and inclusion are vital to fulfilling our Mission to simplify the mortgage process to make the dream of home ownership a reality—for everyone.

Our Multicultural platforms are disrupting the industry which is only made possible by our diverse, unique, and inclusive family.  THE DREAM IS INCLUSIVE!

The Dream is Inclusive!
Every day, our Team Members of On Q Financial are reminded that The Dream is Inclusive!
Heroes Room Mural
Our Heroes Mural at Corporate Headquarters is dedicated to all of the men and women who serve as our first responders and military! Thank you for your service!
Dream Room Mural
Homeownership is for everyone. Take a peek at our Dream Room Mural at Corporate Headquarters that represent a variety of historical figures.
Cultura Room Mural
For our Cultura Mural at Corporate Headquaters, we took a historical approach to merge different Hispanic cultures. We wanted to celebrate and honor the Hispanic and Latino culture!
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