Bilingual Mortgage Loan Originator
Job Details
Corporate Headquarters - Omaha, NE
Full Time
High School
Description

Company Overview

Core Bank is an accomplished Community Bank located in the Greater Omaha, NE and Kansas City, KS areas. We are not a mere collection of buildings or a place just to work or manage money – we are a community of friends, neighbors and partners in making life just a little bit better.  Our culture - what we call our Recipe for Awesome - creates an environment that's a great place to bank - and a great place to work.  It ensures we grow together, learn together, and have fun doing it.

 

At Core Bank, our Vision is to be a truly remarkable company that just happens to be a bank.  And, if you just happen to want to work somewhere truly remarkable, then we'd love to get to know you.  To learn more about what makes us - us, explore www.corebankcareers.com.

 

Job Summary

We are looking to add a Bilingual Mortgage Loan Originator to our team!  As a bilingual mortgage loan originator, you will perform outreach in communities, establish and manage community partnerships, and originate affordable home loans. An originator assists the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork, including pay stubs, tax returns and bank statements, to begin the loan process. A credit report is obtained and analyzed by the originator. During the mortgage loan process, the mortgage originator communicates with the title officer, escrow officer, loan processor, real estate agent(s), and/or underwriter.

 

A Mortgage Lender's responsibilities include:

  • Originates quality home or home improvement loans for 1-4 family properties in the bank’s Assessment Areas (AA) with a focus on affordable home loan programs.
  • Completes mortgage applications for submission to the loan processing and underwriting departments
  • Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
  • Work with community partners to increase Community Reinvestment Act qualified mortgage loan volume to satisfy the bank’s CRA performance goals and objectives
  • Answers customer calls and walk-in customers to discuss various loan products and qualification information
  • Makes sales calls on potential or existing customers as established in marketing plan to develop new business or retain existing business
  • Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
  • Structures loan to comply with acceptable lending practices and Federal regulations
  • Cross-sells other bank products and services
  • Maintains contact with customer, communicating progress of loan and obtaining any required documentation
  • Participates in worthwhile community activities to promote and enhance Core Bank’s integrity in the community as well as promote and market loan products.  Networks through professional, business and community organizations.
Qualifications
  • High school diploma or GED, Bachelors degree preferred
  • Fluent in Spanish, oral and written - Required
  • Mortgage lending experience with proven mortgage production
  • Knowledge of the CRA, as it relates to lending, and knowledge of various grants and subsidy programs - desired
  • Experience in developing external business via referral partners in the market
  • Thorough knowledge on agency guidelines
  • Holds applicable licenses, as required
  • Knowledgeable on applicable computer software systems to include word processing, databases and spreadsheets
  • Good written and oral communication skills
  • Good organizational skills
  • This position requires registration with the national Mortgage Licensing System and Registry (NMLS).

 

Core Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. 

Apply