Credit Administrator Assistant
Job Details
Experienced
Duncan Banking Center - Duncan, OK
Full Time
Bachelor Degree
Undisclosed
Negligible
Day
Banking
Description

EOE M/F/Vets/Disability Affirmative Action Employer

JOB SUMMARY: This position is responsible for assisting with the oversight and administration of the credit functions for the bank.

 

ESSENTIAL JOB FUNCTIONS:

  • Assist with oversight and implementation of matters relevant to the loan portfolio by working closely with the EVP Chief Credit Officer, Loan Officers and Banking Center Managers, as needed.
  • Assist with any needs that may arise in lending related administration areas of the bank, including Loan Administration, Real Estate Processing, Asset Recovery, Loan Review, Compliance, and Training.
  • Assist with oversight and adherence of the bank’s lending policies and procedures, providing guidance when necessary, and making recommendations for enhancements as needed.
  • Assist with oversight and adherence of the bank’s underwriting and rate guidelines to ensure a high quality loan portfolio, to include making recommendations for necessary changes.
  • Assist with delinquency review and follow-up by lenders.
  • Assist with activities for Loan Committee and or Executive Loan Committee, as needed.
  • Assist with research and implementation of new lending related products and software changes, which may be necessary due to market or regulatory influences.
  • Assist with preparation of various management, regulatory, and Board of Directors reports regarding loan portfolio performance and trends.
  • Assist with lending related audits and exams to facilitate documentation preparation and requests.
  • Assist EVP Chief Credit Officer with special loan projects as needed.

 

ADDITIONAL RESPONSIBILITIES:

  • Perform other duties and projects as required by management.
Qualifications

MINIMUM QUALIFICATIONS FOR CONSIDERATION:

  • Bachelor Degree in Accounting, Finance, Business, Economics, or related field preferred.
  • Previous banking experience in areas of Loan Review, Credit Analysis, Loan Administration, Lending, Loan Regulatory Compliance, or Credit Underwriting.
  • Experience in Accounting related area or working knowledge of bank accounting practices.

 

KNOWLEDGE, SKILLS, AND ABILITIES:

  • Strong proficiency in PC applications including Microsoft Windows, Microsoft Office.
  • Experience in Jack Henry software a plus.
  • Ability to maintain a high degree of confidentiality.
  • Strong verbal and written communication skills.
  • Strong team building and interpersonal skills: able to work well with a wide range of people.
  • Strong organizational and time management skills.
  • Demonstrate dependability through strong attendance and adherence to timelines and schedules.
  • Strong follow through on projects and deliverables.
  • Strong analytical and problem solving skills.
  • Demonstrate resourcefulness and ability to take initiative in development and completion of projects.
  • Strong sense of customer service.

 

PHYSICAL REQUIREMENTS

This work is sedentary and requires the following physical activities:

  • Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity.
  • Frequent lifting (up to 25 pounds of paper supplies or minor office equipment).
  • Driving to various banking centers and other sites as needed.

 

WORKING CONDITIONS:

  • Normal office environment.

 

NOTE: The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.

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