Mortgage Loan Originator
Job Details
Corporate Office - Hollywood, FL
Sales
Description

Mortgage Loan Originators Needed!!!
A&D Mortgage is looking to hire energetic & ambitious candidates with interest to make a career in Banking & Finance to join our team!
We offer training, highly competitive compensation and opportunity to grow!

 

Compensation: top industry compensation for NMLS licensed individuals
Direct Mortgage Lender, expanding its operation and looking to hire a qualified, hardworking, and self-motivated Licensed Mortgage Loan Originators in the state of AZ, CA, CO, CT, FL, GA, MD, NC, NJ, NY, PA, SC, TX, VA.


At A&D Mortgage, we understand what really is important - 
Closing loans smoothly and quickly, and making the top compensation in the industry.

 

Here are the benefits we offer you:

  • The industry's top commission plans.
  • Direct contact with all departments (underwriting, closing, & funding)
  • We underwrite, close, & fund loans in house.
  • Extremely fast and focused underwriting department.
  • Live pricing & lock desk
  • Fast-paced, organized and customer oriented processors that handle every detail of your loans so you  don't have to worry about paperwork overload
  • Latest technology with paperless streamline processes systems from start to finish
  • Work from home, in the office or start your own branch.
  • Excellent support in every area. We are here to help 
  • Extensive one on one training available, attend online classes and webinars on your own schedule.

At A&D Mortgage we work hard to live up to the highest expectations of our Loan officers. We keep in close touch with our originators and branches. A&D Mortgage provides the best customer service to our clients and proudly stands behind our philosophy: THE POWER OF "YES"
Active NMLS License required.
 

Duties and responsibilities

Mortgage Loan Originators establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Under the direct supervision of the Branch Manager, the job responsibilities of the Mortgage Loan Originator position include, but are not limited to, the following:

 

  • Primary duty is to sell mortgage loans to customers away from and outside of A&D Mortgage’s places of business. Work done at A&D Mortgage’s offices is related and supplemental to outside sales.
  • Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
  • Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
  • Take information from the borrower and fill out the loan application.
  • Develop relationships with referral partners such as realtors to generate new customers.
  • Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
  • Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
  • Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
  • Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
  • Counsel and advise the borrower in understanding and clearing credit problems.
  • Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
  • Order legal documents.
  • Review HUDS prior to closing.

 

Qualifications

 

  • Must have appropriate state license or certificate (varies by state).
  • Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
  • Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
  • Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
  • Must have excellent communication skills and the ability to analyze financial information.
  • Must be a sales-oriented self-starter.
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